P2P Credit™ offers personal loan access to borrowers
and access to consumer loans for investors.
Apply for a personal loan at a low rate
or invest in consumer loan notes.
Get a Loan or Invest in Loans
For borrowers, the loan application process takes
as little as three minutes. For investors, it's easy
to get started and simple to track investments.
Borrow Money or Invest Money
P2P Credit offers personal loan access up to $40,000. P2P personal loans are offered directly to individuals without the intermediation of a bank or traditional financial institution. Online P2P Personal Lending and P2P Personal Loan sites are currently allowing people to connect with one another to get loans, online - with real money and in real time.
Loans can be made between individual users (or between large numbers of lenders making a loan to one borrower). The lack of a bank, with its high overhead, skimming off the transaction, allows P2P Credit to offer access to providers of lower, fixed rate loans and cleaner fee structures than traditional financing products.
A variety of different types of loans can be made through online P2P credit providers: For example, green loans for environmentally conscious purposes, or intra-military loans for those who wish to support members of a particular branch of service by making a military loan. It's even possible to consolidate your existing credit card debts into a consolidation loan - all with P2P Credit. For further information and answers to any additional questions about P2P Credit please view our FAQ.
Borrow up to $40,000 at an interest rate as low as 6.99% APR (depending upon credit).
Apply NowInvest in P2P loans and achieve impressive annual yields from a consumer asset class.
Get Started
