How do I qualify for a personal loan from P2P Credit?
Click the Apply Now button, select your credit score range, and complete the application.
How quickly can I be approved for a P2P Credit loan?
In as little as 3 days, you can have money in your account.
What is the maximum amount that I can borrow?
Maximum loan amounts go up to $40,000 per loan. Use our loan calculator to estimate payments.
What can I purchase or pay for using my personal loan?
Your personal loan proceeds may be used to finance anything from small business expenses to home improvement projects, debt consolidation, or for any other purpose you may wish.
Are there additional fees when applying for a personal loan?
P2P Credit does not charge any hidden fees, place any restrictions, or make any collateral requirements for its matching services.
Am I eligible for a P2P loan if I have bad credit?
P2P Credit provides access to personal loans for bad credit. For more information, see our page on P2P loans for bad credit.
Are you open on bank holidays?
P2P Credit is closed on all bank holidays. This may delay funding of your loan by one business day.